Self-Help Arithmetic Tools
Add, average six amounts, subtract, multiply, or look up one cell in a published table. You choose each tool, each number and each table cell.

About this page
- This page does not decide which numbers or table values apply to you or where a result belongs on a bankruptcy form.
- This page has five separate tools. Nothing opens until you choose a tool. Each tool performs the displayed operation using your entries or selected table cell. Table lookup may also perform the optional per-person multiplication and addition described below, but only when you select it and supply the number. No tool determines which operation or table entry applies to you.
- A blank box is not treated as zero. A tool will not calculate until every box has a number. To use zero, type 0 or check that box's "is zero" checkbox.
- Add, subtract and multiply results are exact. A six-month average whose decimal never ends cannot be shown exactly as a decimal. The page then shows it as an exact fraction and as an approximate decimal rounded to 10 decimal places.
- No result moves into another tool unless you choose "Use this result in another tool". A copied result is a fixed copy. It does not update if the tool it came from changes later. If that tool's entries change, the copied box is marked to say its source result is out of date.
- This page does not give advice about your situation.
- Your privacy: The tools process your entries in this browser window and do not send your entries or calculation log to us. The tools do not store them for later use. Closing or reloading the page clears the tool's entries and log. You can print or save a copy yourself.
I am not an attorney. I can only provide self help services at your specific direction.
Help With BK Docs, operated by Ashlar LDA, Inc.
2108 N Street, Suite N, Sacramento, CA 95816
Telephone: (310) 872-7960
California Registration No. 2026109426, Los Angeles County. Registration expires 05/05/2028.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Add a list of numbers
Operation: adds every number in the list.
Six-month average (exactly six amounts)
Operation: adds the six amounts and divides the total by 6. All six boxes must have a number; this tool never divides fewer than six amounts by 6. If the average's decimal never ends, the result is shown as an exact fraction and as an approximate decimal rounded to 10 decimal places.
Subtract: A minus B
Operation: A minus B.
Multiply: A times B
Operation: A times B.
Table lookup: one cell you select
Operation: shows the one table cell you select. If the selected published table supplies a per-person increment and you independently choose to use it, the tool displays the base cell, published increment and multiplication-and-addition formula. You enter the number of increments. The tool does not determine household size or whether the increment applies. The increment count is not automatically your total household size.
Before you use any table value, check that the table's period matches your filing date.
Operation log
The log lists, in order, every calculation you asked for: each input exactly as typed, each "is zero" checkbox, the operation, table cells selected, the result, any incomplete or invalid inputs, each time you copied a result into another tool, and each time a copied result's source went out of date. A result shown as approximately is rounded to 10 decimal places, and the log also shows its exact fraction.
No entries yet.
Data sources and periods
Check the official source and effective period before using a table value. This page contains copies of selected published data, not a live connection to every official table. Each available dataset identifies its source, effective period and verification date. If the period you need is missing or the source has changed, use the current official publication rather than assuming the displayed value applies.
Official materials
- uscourts.gov: Bankruptcy Forms
- uscourts.gov: Official Form 122A-1, Chapter 7 Statement of Your Current Monthly Income
- uscourts.gov: Official Form 122A-1Supp, Statement of Exemption from Presumption of Abuse Under section 707(b)(2)
- uscourts.gov: Official Form 122A-2, Chapter 7 Means Test Calculation
- uscourts.gov: Official Form 122C-1, Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period
- uscourts.gov: Official Form 122C-2, Chapter 13 Calculation of Your Disposable Income
- uscourts.gov: Instructions for Bankruptcy Forms for Individuals (complete PDF)
- uscourts.gov: Pending or Recent Changes in the Bankruptcy Forms
- U.S. Trustee Program: Means Testing
The page loads its table data from a file hosted on this website. The tools do not transmit your entries or calculation log. They use no cookies, browser storage, analytics or tracking.