Website Terms of Use

These terms describe use of this website. They do not replace our separately signed service agreement or waive any protection that cannot be waived.

Last updated: November 11, 2026.

Using this website does not hire us

Reading this website, using the self-help arithmetic tools, sending the contact form, or emailing or calling us does not hire us and does not start any work on your documents. We work for you only after you receive the required notices and sign our written agreement.

We are not attorneys

In short: we are not attorneys, and we cannot advise you or represent you.

We prepare bankruptcy documents for people who represent themselves. We are not attorneys. We cannot advise you about your rights or choices, and we cannot represent you.

I am not an attorney. I can only provide self help services at your specific direction.

General information only

The information on this website is general information, much of it from official sources. It is not advice about your situation. Laws, forms, fees and court rules change. Please check the official sources we link to.

Self-help arithmetic tools

In short: the tools do only the arithmetic you choose. You check every number and result.

The self-help arithmetic tools do only the arithmetic you choose, on the numbers and table cells you choose. You are responsible for the numbers you enter and for checking every result. The tools do not decide which numbers or table values apply to you or where a result belongs on a bankruptcy form, and they do not tell you what to put on any form.

Asking you to check entries and results does not excuse errors for which we are responsible or limit any nonwaivable right. Website terms and disclaimers do not authorize us to provide advice or choose answers for you.

No promised results

We do not promise any result, including a discharge of your debts.

Outside websites

We link to outside websites, such as the U.S. Courts and the U.S. Trustee Program, for your convenience. We do not control those websites and are not responsible for their content.

Using the site properly

Please do not misuse this website, try to break into it, or use it for any unlawful purpose.

Privacy

Our Privacy Policy explains how we handle the information you give us.

Changes and contact

We may update these terms by posting a new version on this page. Questions: telephone (310) 872-7960 or email help@helpwithbkdocs.com.