Chapters 7 and 13: general information
This page links to information published by official sources. It is not advice about your situation, and we do not choose a chapter for you.
Chapter 7
Official information:
U.S. Courts, Chapter 7 Bankruptcy Basics (opens an outside website)The Chapter 7 means test forms are Official Forms 122A-1, 122A-1Supp and 122A-2, on the U.S. Courts means test forms page (opens an outside website).
Chapter 13
Official information:
U.S. Courts, Chapter 13 Bankruptcy Basics (opens an outside website)Debt limits
For cases filed on or after April 1, 2025, section 109(e) generally requires an individual with regular income to have noncontingent, liquidated unsecured debts of less than $526,700 and noncontingent, liquidated secured debts of less than $1,580,125 on the filing date. The provision also addresses spouses filing together and other eligibility conditions. These amounts are adjusted every three years. We do not classify your debts or determine your eligibility.
What our service covers in Chapter 13 cases
In short: we accept only document-specific tasks permitted for a bankruptcy petition preparer.
We cannot design a plan, decide how debts are treated, or appear for you. We accept only document-specific tasks permitted for a bankruptcy petition preparer. Your direction does not require us to accept a document or authorize us to design plan terms, interpret requirements or perform prohibited work. The agreement identifies the accepted tasks.
We work with individuals and married couples only. We do not prepare documents for corporations, LLCs or partnerships.
Chapter 11: general information only
Our service covers Chapter 7 and Chapter 13 cases. Official information about Chapter 11 is on the U.S. Courts, Chapter 11 Bankruptcy Basics (opens an outside website) page and the U.S. Trustee Program, Chapter 11 Information (opens an outside website) page.
Self-help arithmetic tools
Free self-help tools: User-directed arithmetic tools and published-table lookup. They do only the arithmetic you choose, on the numbers and table cells you choose. They do not decide which numbers or table values apply to you or where a result belongs on a bankruptcy form.
Before and after you file
Official information about the credit counseling and debtor education courses, and the official list of approved providers, is on the:
U.S. Trustee Program credit counseling and debtor education page (opens an outside website)More official reading
- U.S. Courts, Bankruptcy Basics (opens an outside website)
- U.S. Courts, Process of Bankruptcy (opens an outside website)
- U.S. Courts, Bankruptcy Forms (opens an outside website)
- U.S. Courts, Means Test Forms (opens an outside website)
- U.S. Trustee Program, Means Testing data (opens an outside website)